Disclosures

Last Updated: October 10, 2025

1. Taxpayer Refund Advance Loan Disclosure

*The Refund Advance is an optional tax-refund related loan provided by Pathward®, N.A., Member

FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts

may vary based on state and software provider. The amount of the loan and applicable interest will be

deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other

optional products or product features may apply. Tax returns may be filed electronically without

applying for this loan. Loans offered in amounts of $250 (where available), $500, $1,000, 25%, 50%,

or 75% of your expected tax refund up to $7,500, with interest-based applicants receiving an average

of $2,157.45; $7,500 available only to well-qualified applicants with a minimum expected tax refund of

$10,592. Underwriting standards subject to change. When calculating the amount of your loan, the

amount of your “expected” tax refund may be affected by any refundable tax credits and fees. Loans

in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans

in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a

minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed

over 33 day term, total amount payable in a single payment is $2,581.37 including interest.

Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting

standards.

2. Services